by Geoff | Oct 21, 2016 | Credit Score, Finances, First Time Home Buyers, Getting a Mortgage, Rates
That’s right! Sure the new mortgage rules from our Federal Government on October 17th can be a bit confusing, here are five tips to help you with your mortgage while at the same time, reducing your stress. 1. Review your Credit File: Good credit is your ticket to...
by Geoff | Oct 19, 2016 | First Time Home Buyers, House Hunting
Practice your mortgage… What exactly do I mean by that? Well, if you’re a first-time buyer and just beginning to explore the housing market, chances are you’re currently renting or living with family, and very likely paying less than you will be going into your new...
by Geoff | Oct 18, 2016 | Credit Score, Finances, First Time Home Buyers, Getting a Mortgage
If you have have overextended yourself with credit card debt, or have consolidated all of your consumer debt into your mortgage, or are at the point where you just want to cancel your credit cards, we have the 3 steps for you to follow to get your credit back in...
by Geoff | Oct 12, 2016 | DLC, Finances, First Time Home Buyers, Getting a Mortgage, GLMG Services, mortgage trends, Rates
By now you will have likely heard that the Federal Finance Minister has made drastic changes to mortgage lending rules making it tougher to qualify for a mortgage. For Canadians with less than a 20% down payment, their purchasing power has been dramatically reduced....
by Geoff | Oct 11, 2016 | First Time Home Buyers, Getting a Mortgage, House Hunting
Often times it’s the simple math that will betray you when selling a property. In your head you do quick calculations, you take what you think your property will sell for and then subtract what you owe on your mortgage, and the rest is your profit! Well… not so fast,...
by Geoff | Aug 31, 2016 | First Time Home Buyers, Getting a Mortgage, House Hunting, Mortgage Broker
Buying a new home is one of the most exciting – and intimidating – processes of your life. It’s arguably one of the biggest financial commitments you’ll ever make in your lifetime, so having a concrete plan is of the utmost importance to making sure you have what it...
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