by Geoff | Aug 4, 2015 | First Time Home Buyers, Getting a Mortgage, Mortgage Broker
A guarantor or co-signer is a person who agrees to repay a loan for another person if that person goes into default. Having a guarantor loan may be the only way for someone with bad credit, low income, not enough down payment, or questionable employment history to get...
by Geoff | Jul 28, 2015 | Finances, First Time Home Buyers, Getting a Mortgage, GLMG Services
What is loan to Value? Lending money is a risky business, and lenders today look very closely at a person’s financial health before granting a loan. Lenders’ greatest concern is the loan going into default and losing their investment. To help avoid this, they look at...
by Geoff | Jul 15, 2015 | First Time Home Buyers
Looking for opportunities to invest or do you want to buy affordable urban housing? There seems to be a new trend in Big City housing for young professionals. Check out this article from Canadian Real Estate Wealth. The big new thing is small A Canadian...
by Geoff | May 28, 2015 | First Time Home Buyers
If you’re like many newcomers to Canada, one of your top financial goals is likely to own a home in your new country. With that in mind, you’ve likely considered how much you can afford as a down payment, what you’re looking for in a home and what neighbourhood you’d...
by Geoff | Dec 15, 2014 | First Time Home Buyers
Here is important First-Time Homebuyers information you can use for yourself, or share with others that you know are starting the process of buying their first home. There are definitely steps you need to take when buying your first home, however,...
by Geoff | Aug 15, 2013 | First Time Home Buyers
It’s becoming increasingly apparent that a greater number of women are now taking the reigns when it comes to home purchases. There’s a growing trend among single women – and, more precisely, professional single women – who are becoming independent homeowners. While...
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