by Geoff | Jun 2, 2016 | Uncategorized
Most of us that have a mortgage would like nothing more than to have our mortgage paid off. Being mortgage-free is an achievable goal. But it is important to think through the process so that you utilize your money the best way possible. You may be surprised what...
by Geoff | May 18, 2016 | Uncategorized
When you purchase a property, you may be a little overwhelmed by all the insurance offers related to purchasing a new property that come your way. Mortgage Life Insurance, Condo Insurance, Mortgage Default Insurance, Earthquake Insurance; the list goes on and on. It...
by Geoff | Mar 8, 2016 | Uncategorized
When shopping for a mortgage you will have a lot of questions. 2 of the most prominent questions mortgage brokers receive are ‘What are your best rates?’ and ‘What is the difference between variable & fixed rates?’ What are your best rates? This is actually a lot...
by Geoff | Feb 19, 2016 | Uncategorized
Obtain a Pre-Approval If you work with us to obtain a pre-approval, you can be confident you have access to mortgage financing and you will know how much you can spend before you head out shopping for a property. It’s important to note, however, that...
by Geoff | Sep 11, 2015 | Uncategorized
For those looking to purchase rental properties, the minimum down payment has historically been at 20% for some time, and so it remains. In years gone by, this down payment money had to be proven to have originated from the buyers own resources, it could not be...
by Geoff | Aug 20, 2015 | Uncategorized
Why Banks Want You To Sign the Renewal Agreement That They Mail Out To You Most banks boast a higher than 90% renewal rate on their mortgages (some even higher than 95%). Since it costs them a lot more money to acquire a new client vs. keeping an existing one, banks...
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